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Dena Bank | Kalvimalar - News

Dena Bank-

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Contact Number  : 044-28601285
WebLink  : www.denabank.com

Rules and Regulations

Eligibility :

  • You are an Indian national and have secured admission to a professional or technical course in an Indian or Foreign university.

  • Simply walk in with the marksheet of the qualifying exam. and proof of admission.

Course Eligibility

Study in India:

Graduation courses, Post-Graduation courses, Masters & PhD, Professional courses. 

Study Abroad:

Graduation for professional/ technical courses offered by reputed universities; Post Graduation (MCA, MBA, MS)

Loan Amount :

  • Upto Rs.10 lakhs for studies in India.

  • Upto- Rs. 20 lakhs for studies abroad.

Loan takes care of :

  • Fee payable to colleges/ schools/ hostels

  • Examination/ Library/ Laboratory fees.

  • Purchase of books, equipment, instruments and uniforms.

  • Passage fare for travel abroad.

  • Purchase of computers needed to complete the course.

  • Any other expense to complete the course like study tours, project work, thesis etc.

Margin :

  • Upto Rs. 4 lakhs- NIL for study in India and abroad.

  • Above Rs. 4 lakhs- 5% for study in India and 15% for study abroad.

Rate of Interest :

Repayment Period  Revised
Upto Rs. 4.00 lakhs:

Repayable in 3 years

Repayble in > 3 yrs.

 

9.00%

9.50%

Above Rs.4.00 lakhs

Repayable in 3 years

Repayble in > 3 yrs. 

 

12.00%

12.50%

 

1% INTEREST CONCESSION IF INTEREST SERVICED DURING THE STUDY PERIOD.

SIMPLE INTEREST CHARGED DURING MORATORIUM PERIOD.

Repayment :

Moratorium- Course period + 1 year or 6 months after getting a job, whichever is earlier.

Repayment period- 5-7 years after start of repayment. 

For enquiry : Email:< face=Arial color=#008080 size=2>  < face=Arial size=2>rbd@denabank.co.in< face=Arial color=#008080 size=2> 


 

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